SLI protection for diabetes patients with Comprehensive D+ plan
View(s):Diabetes, once considered a disease of the developed world, has become a worldwide pandemic. There is an alarming increase of diabetes in Sri Lanka, where a Colombo urban study shows that 27.1 per cent of the Colombo urban population suffers from diabetes.
As the insurer of the nation SLIC said it understands the gravity of the issue and took a leap forward by introducing a dedicated health insurance cover to diabetes patients, a media release from the company said.
In the Sri Lankan context, according to the statistics released by International Federation of Diabetes in 2017, 1.1 million adults (20-79) are suffering from diabetes. Adults with undiagnosed diabetes (20-79) number 428,000 and mean diabetes-related expenditure per person (20-79) with diabetes is US$184.8 (approximately Rs. 34,000). Diabetes related-deaths (20-79 years) in Sri Lanka are 15,534.
While the statistics reflect the severity of the status of the most common non communicable disease, insurers are reluctant to provide insurance cover for people with diabetes. As a result diabetes patients doesn’t have an alternative to cover their medical expenses and instead have to pay for it themselves.
The Sri Lanka Insurance Comprehensive D+ life and health insurance cover was introduced to the market as a social cause providing peace of mind to the diabetes patients.
The Comprehensive D+ Plan helps diabetes patients to gain access to the best hospitals and medical treatment for diabetes, ensuring peace of mind and financial assistance to the policyholder.
The Comprehensive D+ Plan wide coverage of expenses includes nursing expenses, ICU expenses, operating theatre charges, room charges as well as surgeon, anesthetist, medical practitioner, consultant and specialist fees.
This health cover can be obtained together with Divi Thilina, Minimuthu, Minimuthu Parithyaga, Praguna, Yasa Isuru, Freedom, Minimuthu Dayada, and Janadiri life insurance policies and it has flexibility to add on the spouse so that both policyholder and spouse are covered till the age of 65.