House of Fashions unveils online store with ComBank IPG service

House of Fashions, a top fashion retail store in Sri Lanka, has taken its offering online and appointed the Commercial Bank of Ceylon as its Internet Payment Gateway (IPG) service provider to facilitate this development.

The service will cover the authorisation of Credit and Debit cards, and processing of direct payments through Visa, Mastercard and UnionPay branded cards.

The online payment processing of houseoffashions.lk will be facilitated by Commercial Bank through Mastercard Payment Gateway Services (MPGS) which is fully-compliant with Payment Card Industry Data Security Standard (PCI-DSS) requirements. It is a secure e-commerce solution as merchants are provided with ‘server-hosted pages’ whereby card details are processed on the Payment Server and not at the merchant's end, the bank said in a media release.

Commercial Bank’s IPG solution provides access to a comprehensive set of fraud mitigation tools, supporting both ‘Mastercard Secure Code’ and ‘Verified by Visa’ 3D secure authentication solutions while having the fully automated process to handle ComBank Easy Payment Plans (EPP), enabling card-on-file transactions through tokenisation, keeping the purchasers’ sensitive card details away from the relevant systems. It provides integration options to systems on multiple languages such as PHP, Java and C Sharp and supports device-optimised payment screens which are designed to offer a seamless experience to users of various devices.